COMPARISON OF THE DIFFERENT MEDICARE ADVANTAGE PLANS

COMPARISON OF THE DIFFERENT MEDICARE ADVANTAGE PLANS

 

There are different Medicare advantage plans offered by different insurance companies. Each of these covers are lettered from A to N and they each offer varying benefits and they are charged differently with the most comprehensive covers being charged more as compared to the others. However each of these plans has some similar standardized benefits.

PLAN A

This one offers medical care Plan A coinsurance with other medical covers for a period of one year after all the medical benefits have been depleted. It also offers Coinsurance and Copayments for hospice care and medical care Part B coinsurance and Copayments. This plan also offers first three pints of blood for your medical procedure or transfusion.

PLAN B

This plan offers all the benefits that are offered in the Plan A cover. Other additional benefits that make this one more beneficial than Plan A include Medicare Part A deductible and also Medicare Part B coinsurance in preventive care.

PLAN C

This plan offers all of the benefits available in the plan B cover ad additional benefits. The additional features added to this plan include 80% coverage on foreign travel emergencies, Skilled Nursing facility (SNF) that is coinsured and Medicare Part B deductible.

PLAN D

This plan is almost similar to the Plan C. However the major difference is that it does not include the Medicare Part B deductible benefits.

PLAN F*

This plan involves all the medical benefits that are offered in the Plan D. However, this plan includes the Medicare Part B deductible benefits and Medicare Part B excess charges benefits.

Plan G

This plan is almost similar to the Plan F. The only difference between these two plans however is that this one does not include the Medicare Part B deductible benefits.

Plan K

This plan is different from the others. It offers 50% Medicare Part B for copayment or coinsurance with other covers. It offers a 50% benefit for three first pints of blood and 50% on hospice care Copayments and Coinsurance. It offers 50% benefits on Skilled Nursing Facility (SNF) and 50% on Medicare Part A deductible. It also offers Medicare Part B coinsurance in preventive care.

Plan L

This offers the same services as the Plan K. The difference however is that unlike plan K, it offers a 75% benefit on skilled nursing facility, first three pints of blood, coinsurance and copayments in hospice care, Medicare Part A deductible and Medicare Part B coinsurance and copayments.

Plan M